Legal

These following additional notices and policies are also relevant to your use of this Website:

our Data Protection Statement which sets out details of the personal data which we collect from you, or which you provide to us, in connection with your use of this Website and the purposes for which we process such data; and

our Cookies Notice which sets out information about the cookies which are deployed on this Website.

This Website is owned and operated by Home Building Finance Ireland (“we”, “us” and/or “HBFI”). HBFI is incorporated pursuant to the Home Building Finance Ireland Act 2018.

HBFI is a single member designated activity company limited by shares incorporated and registered in Ireland (registered numbed 639272) whose registered office is located at Treasury Dock, N Wall Quay, Dublin 1, D01 A9T8. For any queries relating to the Website or these Terms and Conditions, please contact: info@hbfi.ie.

The Website is provided from Ireland for all eligible and interested corporate entities applying for finance from HBFI for the purposes of developing residential housing schemes in Ireland.

This Website is aimed at businesses and by using this Website you are agreeing that you are acting in the course of business and not as a consumer

The services described on the Website are indicative only and are subject to change. HBFI will assess each loan application in good faith and on its own merits and any agreement for finance entered into will be subject to separate terms and conditions.

Should you wish to discuss a lending proposal or if you have any feedback for HBFI, you are invited to submit an enquiry to HBFI.

When you submit an enquiry, you will receive an automated acknowledgment email from us containing your unique reference number. You must keep your unique reference number secure and confidential.

HBFI may at its discretion invite you submit a completed credit application on foot of initial engagement with the HBFI lending team.

All applications for finance are made subject to further terms and conditions and are subject to contract and our acceptance. HBFI reserves the right to refuse any application for finance.

While reasonable efforts are made to ensure that the content of this Website is available, accurate and up to date, the Website is provided “as is” and "as available" and HBFI makes no representations or warranties of any kind in relation to the availability, accuracy, reliability, fitness for purpose or completeness of the content on this Website. The content on the Website is provided for information purposes only and is subject to change.

We do not warrant that the Website or any function contained on the Website will be uninterrupted or error-free or that defects will be corrected. We do not warrant that the servers that make this Website available, or the Website itself, will be error, virus or bug free and you accept that it is your responsibility to make adequate provision for protection against such threats. We recommend scanning any files before downloading them from the Website.

Nothing on this Website should be taken to constitute professional advice or any formal recommendation on which reliance should be placed and we exclude, to the greatest extent possible under applicable law, all representations and warranties, express or implied by statute, common law, equity, custom or otherwise (including those implied under the Sale of Goods Act 1893 and the Sale of Goods and Supply of Services Act 1980) relating to the content and use of this Website including any reliance on the information contained on the Website.

In no event will HBFI be liable for any direct, indirect, consequential or special damages of any kind, including, without limitation, those resulting from loss of profit, loss of contracts, goodwill, data, information, income, anticipated savings, business relationships or other losses, whether or not advised of the possibility of such damage, arising out of or in connection with the use of, or inability to use, this Website.

To the extent that any loss suffered by you arising from your use of the Website cannot be excluded by applicable law, then the aggregate liability of HBFI for all such losses shall be limited to damages which shall not exceed five hundred euro (€500) in total.

By using this Website you agree to the exclusions and limitations of liability stated above and accept them as reasonable. Please do not use this Website if you do not agree that they are reasonable.

Nothing in these Terms and Conditions excludes or limits any warranty implied by law for death, fraud, personal injury through negligence, or anything else which it would not be lawful for HBFI to exclude.

This Website may contain links to websites operated by third parties. Such links are provided for your convenience only. We have no control over these websites and we are not responsible for their availability or content. The inclusion on the Website of links to such other websites does not imply any endorsement of the material on such websites or any association with their operators.

Using the Website for the purposes of browsing and availing of our services is permitted. Any other use of the content and software on the Website, including the reproduction, modification, distribution, transmission, republication or display of the content on the Website without our express permission, is strictly prohibited.

The Website or any portion of the Website may not be reproduced, duplicated, copied, sold, resold or otherwise exploited for any commercial purpose that is not expressly permitted by us

HBFI will not tolerate any use of the Website which damages or is likely to damage our reputation, the availability or integrity of the Website, or in a way which causes, or threatens to cause, any legal, tax, regulatory or any other liability. You must not use the Website for any illegal purpose, or in such a way as to infringe or breach the rights of others or to cause or threaten to cause us damage.

You must not misuse the Website by knowingly or recklessly introducing viruses, trojans, worms, logic bombs or other material which is malicious or harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

We reserve the right to suspend the use of the Website generally or block your access to any part of the Website and/or to suspend or terminate your rights to use the Website or any part of it if we suspect misuse. We may report any misuse of the Website to the relevant authorities. We further reserve the right to disclose any evidence we have which relates directly or indirectly to misuse of this Website.

Material on this Website, including text and images, is protected by copyright law and all such copyright is owned by HBFI unless credited otherwise.

The content on this Website may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal, non-commercial use.

Prior written consent of the copyright holder must be obtained for any other use of material.

No part of this Website may be distributed or copied for any commercial purpose or financial gain.

All intellectual property rights in relation to this Website are reserved and owned by the National Treasury Management Agency, HBFI and / or the relevant HBFI group entities.

These Terms and Conditions and any documents referred to herein may be amended from time to time by us. The Website will specify the latest date on which the Terms and Conditions have been amended.

You should check these Terms and Conditions periodically for changes.

By using the Website, you accept any changes to the Terms and Conditions. Any changes to these Terms and Conditions will be deemed to be applicable from their first date of publication on the Website.

These terms and conditions shall be interpreted and governed by Irish law, and any disputes in relation to it are subject to the exclusive jurisdiction of the courts in Ireland.

If any of these terms and conditions are found to be unenforceable under applicable law, that will have no bearing on the enforceability of the rest of these terms and conditions.

Home Building Finance Ireland (HBFI) is committed to making the information on this Website accessible to all. The following statement outlines progress towards providing a high standard of accessibility throughout this Website.

PDF Documents

The Website uses W3C (World Wide Web Consortium) technologies wherever possible. However, there remains a large number of documents that use the Portable Document Format (PDF). Certain documents on this Website are available only in this format, which require you to download and install the free Adobe Acrobat Reader software. If you cannot access the information in any PDF please email info@hbfi.ie

Future Goals

We will continue to monitor developments and changes in accessibility guidelines to improve the accessibility features of our Website.

If you cannot fully access any information on a particular page, please email info@hbfi.ie

To contact us, please email info@hbfi.ie.