HBFI is a statutory body established by the Home Building Finance Ireland Act 2018 (“HBFI Act”). The data Processing undertaken by the HBFI is undertaken in fulfilment of its statutory functions and duties.
For the most part, the Personal Data Processed by HBFI comprises personal information and financial information relating to our borrowers. We act as Data Controller in relation to that Personal Data.
In some instances, we may collect such Personal Data directly from the individual concerned and we may also obtain it indirectly from other sources.
When acting as Data Controller, HBFI relies on a number of alternative legal bases permitted by Data Protection Law including Processing that is necessary for performance of a contract, Processing necessary to comply with a legal obligation (other than a contract), and Processing based on consent. Examples of how we use Personal Data and the legal bases related to these uses may be accessed in Annex 1.
Most of the Personal Data received by HBFI is received from Data Subjects themselves or representatives acting on its behalf. Personal Data categories will include (but not restricted to) name, address, date of birth, contact details, bank account details and information contained in identity documentation provided to HBFI such as passports and driving licences. HBFI may supplement this data with information that is publicly available from other sources such as from the company registration office, the property registration authority, courts service and internet searches.